Your Questions About Uk Banks By Assets

Help me to correct and to enhance this text, PLEASE!! Native speakers of English, YOU ARE MY ONLY HOPE!?

Hello
I have considered it as a matter of necessity to write this cover letter
My present seeking of a new job is a consequence of the decision to change career, which I have made 2 years ago. My first education is juridical. Then I have entered in economical university. During my study I have realized that the legal field cannot satisfy my personal and professional ambitions. In my opinion, and I do think that I am very far from being the only person taking the same point view, fundamental knowledge in finance and economics is the tool of highest quality making possible to understand and to interpret the surrounding reality much more precise and advances level. Unfortunately, I have approached to the problem of choice of economical university without due attention and have entered in a small and little-known university, nevertheless, having grasped all the opportunities coming with financial education, I have begun to spend a lot of time self-studying, along with university courses. I have purchased for that purpose in usa modern economics, corporate finance, financial accounting and mathematics textbooks with the complete set of supportive supplements (i was guided by the curriculums of usa and uk business schools and, partly, by the literature recommended for preparation to CFA exam) I consider that I have already reached the level of practical and theoretical foundation sufficient to start effective work in financial field. In medium term perspective I have set a goal to get a job in bank’s department responsible for financing bank activities. I consider that in order to achieve it, it will be indispensable to gain an experience in loan department, there are 2 reasons for that:
1.Loan portfolio is commonly the major part of the assets of commercial banks. Hence, the profound understanding of mechanism of its building provides the ability to evaluate the fair value of its assets and to find the ways of improving their quality.
2.Analysis of creditworthiness of potential borrowers implies intensive application of financial analysis, short-term and long-term financial planning methods, all that activity develops skills directly applicable to the process of making decisions regarding financing of the bank activities.

I realize that I do not have considerable work experience on relevant position and certificate of degree by prestigious university. That is why exactly I have come to decision to write this letter. I wanted to focus your attention on my purposefulness and will to achieve significant results. The achievement of that goal is the task of paramount importance for me.
Could you please be so kind and, if it is possible, pay the main attention to the curent version of the text. I mean that my main concern is the grammar, but i will be still unspeakably grateful to any suggestions on improvement of the content with as little changes to existing structure as it possible. I appreciate very much your responsiveness, patience and kind-heartedness!

Instead of throwing billions of pounds at the banks shouldn’t we divert that money to manufacturing industry?

And simply confiscate the banks‘ assets without compensation thereby keeping the financial system running and under public control and instead use the vast sums being wasted on the banks to keep the real wealth creators going until this crisis eases.